A Personal Injury Lawyer in Miami Helping Victims Recover Compensation
Lyft and similar ridesharing accidents have changed the way that many of us get from place to place on a daily basis. The ability to order your own personal driver through your smartphone is undeniably convenient, but, unfortunately, Lyft drivers get into accidents just like anyone else.
If you have suffered injuries in an accident caused by a Lyft Driver, there is a good chance that you can recover compensation for your accident-related losses. To learn more, you should meet with one of the Miami rideshare accident lawyers of the Iscoe Law Firm for a free case evaluation.
Who Can Recover Compensation in a Lyft Accident?
Different people can suffer injuries in crashes involving Lyft vehicles, including:
- Lyft passengers
- The Lyft driver
- Other motorists
Anyone who sustained injuries should discuss how they can seek compensation for their losses with an experienced Miami Lyft accident attorney. The method of recovery might vary depending on the injured person’s status and who was at fault for the accident, but even if you believe you might have been to blame, you can still file a claim with your no-fault insurance in Florida.
The value of your claim will depend on the extent of your injuries and losses. Often, pedestrians and cyclists suffer more severe injuries than occupants of motor vehicles, though this is not always the case. Some losses commonly include:
- Past and future medical expenses
- Past and future lost income
- Pain and suffering
- Permanent injuries
Losses from serious injuries can add up quickly, and if your losses exceed your no-fault insurance limits, discuss the next steps with your attorney.
Liability in Lyft Accidents
After a Lyft accident, as mentioned, you are likely entitled to some compensation under your Personal Injury Protection (PIP) insurance. If your injuries and other losses are substantial, however, you can usually seek compensation from the at-fault party’s insurance policy.
In cases where Lyft drivers cause accidents, you may be able to pursue compensation from the driver’s personal insurance policy, Lyft’s insurance policy, or a combination of the two. Whether Lyft’s insurance covers their drivers depends on what the driver was doing at the time of the crash.
The Lyft App is Off
If the driver’s Lyft app was off at the time of the accident, Lyft’s insurance provides no coverage. As a victim, you would need to make a claim on the driver’s personal auto insurance policy.
The App is On, and the Driver is Waiting for a Ride Request
If the app is on and the driver is waiting for a request, Lyft’s insurance provides 3rd party liability coverage to its drivers if the driver’s own insurance doesn’t apply. This means that if their driver causes an accident, Lyft’s insurance will cover victims’ losses. The policy limits for this coverage are $50,000 for bodily injury, up to $100,000 per accident, and $25,000 for property damage per accident.
The App is On, and the Driver is Picking Up Passengers or Providing a Ride
If an accident occurs while the Lyft driver is picking up passengers or providing a ride, Lyft’s insurance provides $1,000,000 in 3rd party liability coverage.
What a Miami Lyft Accident Lawyer Can Do for You
If you have no-fault PIP insurance, and Lyft has insurance policies that cover losses in certain situations, you might wonder if you really need the help of a Lyft accident attorney. Shouldn’t you be able to handle these claims on your own?
The reality is all types of insurance claims following a crash can be more challenging than you might believe. Insurance companies – even your own – tend to prioritize profits over claims, which can lead them to challenge various aspects of your claim to minimize any payout. Sometimes, insurance companies might deny a valid Lyft accident claim altogether.
The following are some of the many ways you can greatly benefit from the help of the right attorney.
Insurance adjusters might say they are on your side when, in reality, they are looking for any reason to challenge your claim. You must be extremely careful what you say when communicating with adjusters, as even the wrong word can be used against your financial recovery.
The best course of action is to have a skilled lawyer handling all communications. This is especially true if you have a claim with Lyft’s corporate policy.
Calculating your damages
Many injury victims grossly underestimate the value of their claims. They might look at their medical bills and lost wages to date and request that amount. This leaves them without recovery for potentially significant future losses and intangible losses, such as pain and suffering. You want an experienced injury lawyer calculating what your claim is worth and proving those damages to the insurer.
Reviewing settlement offers
An insurance company might make a quick settlement offer, which might be tempting to take so that you can have a check in your hand right away. Be aware that these offers are generally much lower than you deserve, as the insurer hopes you will accept it and give up your right to future claims. Never accept an insurance offer without first having a Lyft accident lawyer review it for adequacy.
Taking the case to court if needed
If an insurance company does not offer you a fair amount, it is not the end of the road. Your lawyer can file an injury lawsuit in civil court to escalate the matter. This allows you to continue settlement negotiations or even go to trial when necessary.
Call Us Today for a Free Case Evaluation with a Lyft Accident Lawyer in Miami
If you have been hurt in an accident involving a Lyft driver, you should contact the Iscoe Law Firm as soon as you can. We understand how seriously ridesharing accidents can affect victims and do everything we can to get them the compensation they deserve under Florida law. To schedule your free case evaluation with a member of our team, call our office today at 800-800-6500 or contact us online. We are available to take your 24.7, 365 days a year.